Profile photo of a State Farm Agent named: Mike Kremer

In business since 1993 with customers throughout Maryland and Pennsylvania. We enjoy and are grateful for the many personal relationships. We focus on three fundamental areas of your life - your goals, your finances, and managing your risks. Through a systematic approach we help you develop a plan using innovative strategies that can increase your wealth, increase your protection and decrease your risk.  This creates the opportunity to reach your goals and enjoy the lifestyle you desire.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products Offered

Banking, Home Loans, Annuities

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!
421 East Main Street
Westminster, MD 21157-5539
Map & Directions


English, French
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We focus on three fundamental areas of your life - your goals, your finances, and managing your risks - through life planning, financial services, and insurance.
Our team includes Betsy Kremer, Lauren Hersh, Jennifer Marshall, Leighanne Rose, and Tresa Duval. Together we have over 100 years of combined experience.

Betsy P Kremer

Office Manager


Lauren Hersh

Account Manager

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.