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Profile photo of a State Farm Agent named: Mike Kremer

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State Farm® Insurance Agent

Mike Kremer

Kremer Insurance Agcy Inc

421 East Main Street
Westminster, MD 21157-5539

At the corner of Main St & Fair Ave. Parking lot is behind office, enter from Fair Ave.

Profile photo of a State Farm Agent named: Mike Kremer

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


421 East Main Street
Westminster, MD 21157-5539



Insurance doesn't have to be hard! At the Kremer Agency we think of our customers as family. Not only will we make sure your income and assets are protected, but we make it a priority to make sure you feel secure when life throws you curve balls.

The Kremer Agency has been in business since 1993, serving customers throughout Maryland, Pennsylvania, Delaware, and Virginia. We enjoy and are grateful for the many personal relationships. We focus on three fundamental areas of your life - your goals, your finances, and managing your risks. Through a systematic approach we help you develop an innovative plan that can increase your wealth, increase your protection and decrease your risk. This creates the opportunity to reach your goals and enjoy the lifestyle you desire.

The Kremer Agency wants to ensure you are happy and protected. Whether a long-time customer or someone looking for new coverage, we work hard to give you outstanding coverage at a great price. We care about you - let us know how we can provide you the security you deserve with a personal experience.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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We focus on three fundamental areas of your life - your goals, your finances, and managing your risks - through life planning, financial services, and insurance.

Our team includes Betsy Kremer, Lauren Hersh, Jennifer Marshall, Lauren Day and Tresa Duval. Together we have over 100 years of combined experience.

Betsy P Kremer State Farm Agent Team Member

Betsy P Kremer

Office Manager

Betsy grew up in Endwell, New York but has lived in Maryland since 1987 and in Westminster, Maryland since 1993. A true veteran, Betsy has been with the State Farm Family since 1978. Before starting the Kremer Agency with her Husband Mike in 1993, she worked with her Dad, who was a State Farm Agent for 50 years.

A jack of all trades, Betsy is no stranger to all responsibilities around the office. She focuses on risk management, insuring people are prepared for the unexpected. To help manage risk, Betsy works with families to uncover their goals and help them reach financial security. Betsy enjoys being able to help families prepare and navigate through life events as smoothly as possible. She grew up seeing a father who loved what he did and never felt as if he was just working. Betsy followed his footsteps and too loves being a part of her family’s State Farm Agency. Outside of State Farm, you can find her cooking and traveling.

Lauren Hersh State Farm Agent Team Member

Lauren Hersh

Office Manager

A Carroll County native, Lauren grew up outside of Taneytown, Maryland and currently lives a few houses down from her childhood home. Lauren has been a part of our State Farm Family since 2011. She loves meeting people and helping them understand the importance of insurance. Because our customers are like family, Lauren makes sure they get the great protection at a cost-effective for their income and assets. If you’ve been in her office, you can tell Lauren likes (or more like loves) plants...and the 2 handsome sons she is raising.

Tresa Duvall State Farm Agent Team Member

Tresa Duvall

Customer Service Representative

A native of Florida, Tresa currently lives south of Atlanta in Morrow, Georgia. Having worked in the business since 1987, Tresa has quite the experience in insurance. Tresa’s goal is to make sure our customers know how much we appreciate their business. She wants them to have a sincere, courteous and warm experience. Quite the world traveler, Tresa loves learning new cultures and languages – she considers it a privilege to have traveled to exotic places like: Brazil, Chile, Hawaii and Honduras.

Jennifer Marshall State Farm Agent Team Member

Jennifer Marshall

Account Manager

Born and raised on a horse farm in northern Maryland, Jennifer moved to the Sunshine State in 2022 to be closer to the water. With extensive knowledge in the insurance world, Jennifer has spent the last 25+ years helping people understand their need to prepare for the future. She finds it satisfying knowing her customers are protected and educated so they can be prepared when life happens. And a bonus: she knows a thing or two about cars, learning to drive a stick shift on a 1965 MG Midget. A true good neighbor, Jennifer, along with her daughter, volunteers to help rescue people and animals.

Lauren Day State Farm Agent Team Member

Lauren Day

Customer Service Representative

Lauren is an eager customer service representative ready to help customers understand their insurance policies and make sure they and their loved ones are protected. Lauren started with Kremer Agency in the fall of 2023 and has fit right into the family. Lauren looks forward to serving our customers. When not at work, Lauren enjoys spending time with her family, running, and, like others in our office, growing house plants.

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, College Planning, Health Insurance, and Renters Insurance.
  • Our office is located in Westminster Maryland.
  • I have been a State Farm agent since 1993.
  • Our agency has received awards including: Chairman's Circle, Ambassador Travel, Legion of Honor, Crystal Excellence Award, and National Quality Award

We are a very busy office and are looking for our next great team member. We are an established, growth-oriented agency with a team of highly motivated individuals. We attribute our success to having a fun, energetic environment that is an enjoyable place to work. Our well-trained team uses state of the art technology to achieve outstanding results. We want to work alongside those who are equally committed to excellence and personal achievement. If you want to work in an environment that is fun, challenging, and rewarding, then Mike Kremer - State Farm Agent may be the right fit for you! If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.